Mr Sterling · Telegram Bot

Move money between
crypto and naira,
without the friction.

Convert USDC or USDT to naira — settled directly to your Nigerian bank account. Or send naira and receive USDT in your wallet. Fast, secure, and entirely via Telegram.

Start with Mr Sterling See how it works
USDC + USDTSupported tokens
BaseNetwork
30+ BanksNGN settlement
Non-custodialYour keys always

Two directions.
One conversation.

Crypto → Naira  (Offramp)

01

Register your account

Open Mr Sterling and send /start. Your account is created instantly — no forms.

02

Link a bank account

Use /addbank to add your Nigerian bank account. Verified automatically.

03

Request an offramp

Type /offramp, choose your token and amount, review the live rate, and confirm.

04

Send crypto, receive naira

Transfer USDC or USDT to the provided address. NGN is credited to your bank account.

Naira → Crypto  (Onramp)

01

Add your wallet address

Use /addaddress to register the Base wallet you want to receive USDT in.

02

Initiate an onramp

Type /onramp, enter your NGN amount, and review the live exchange rate.

03

Make a bank transfer

Sterling provides a Nigerian bank account to pay into — a standard transfer, no crypto knowledge needed.

04

Receive USDT

Once your payment is confirmed, USDT arrives in your wallet on Base.

Designed for trust,
built for speed.

Lives inside Telegram

No app download, no sign-up form. Mr Sterling is a contact you message — just like anyone else in your chats.

Non-custodial

Sterling never holds your crypto or private keys. You provide your own wallet address — we handle the conversion only.

Live exchange rates

Rates are fetched fresh on every order and re-confirmed at the final step, protecting you from slippage.

30+ Nigerian banks

Direct settlement to all major Nigerian commercial banks. Add multiple accounts and switch between them freely.

Real-time order tracking

Check any order with /status. Get a notification in chat the moment your settlement is complete.

Tiered KYC compliance

Built-in compliance keeps every transaction within CBN guidelines. Higher limits unlock as you verify — no surprises.

Stablecoins you know,
banks you trust.

Crypto tokens

USDCBase NetworkLive
USDTBase NetworkLive

Fiat currency

NGN — Nigerian NairaBank transferLive

Coming in future phases

Auto-OfframpDeposit address detectionPhase 2
WhatsApp supportSame bot, new channelPhase 3

Where we are.
Where we're going.

01Manual offramp & onrampLive

Core conversion flows

The full bot is live. Users can offramp USDC/USDT to NGN and onramp NGN to USDT — with bank management, wallet management, tiered KYC, live rates, and order tracking all in place.

  • USDC + USDT → NGN offramp via /offramp
  • NGN → USDT onramp via /onramp
  • Bank account management
  • Wallet address management
  • Tiered KYC compliance (CBN guidelines)
  • Real-time order status notifications
02Auto-offrampPlanned

Send-and-forget offramp

Sterling will issue you a personal deposit wallet address. Send crypto to it anytime — no bot interaction required — and naira will arrive in your bank account automatically.

  • Personal deposit wallet address per user
  • Automatic detection and settlement on deposit
  • Notification when naira lands
03WhatsApp & scalePlanned

Multi-platform expansion

The same Sterling experience extended to WhatsApp, with no changes required to the underlying infrastructure — the bot is already built platform-blind.

  • WhatsApp channel (same features, same accounts)
  • Token swap support
  • Additional stablecoin support

Common questions.

Sterling is non-custodial — we never hold your crypto or private keys. You provide your own wallet address and transfer funds yourself. The bot facilitates the conversion; it does not have access to your wallet.
Settlement times depend on the direction. Offramp (crypto → NGN) typically settles within minutes once your on-chain transfer is confirmed. Onramp (NGN → USDT) settles after your bank transfer is confirmed on our end.
Rates are fetched live each time you initiate an order and refreshed again at the confirmation step. This protects you from rate changes between starting and completing an order — what you confirm is what you get.
Over 30 major Nigerian commercial banks are supported for NGN settlement. The list is automatically kept up to date — use /addbank to see all available options.
Sterling uses a tiered KYC system aligned with CBN guidelines. You can transact at lower limits from the start; higher limits unlock as you verify — no surprises.
Any self-custody wallet that supports the Base network works — MetaMask, Coinbase Wallet, Rainbow, and others. Register your wallet address with /addaddress and Sterling sends USDT there directly.
Fees are baked into the exchange rate shown to you at the confirmation step — there are no hidden charges. The rate you confirm is the rate you receive.

Your concierge
is ready.

Send /start to Mr Sterling on Telegram — no download, no form, no wait.